AndX Launches Nationwide US Crypto Exchange 2026 Using BitGo’s Regulated CaaS with $250M Insurance

AndX USA LLC launched a US crypto exchange for 2026 nationwide operations. The platform uses BitGo's Crypto-as-a-Service infrastructure, featuring OCC-regulated custody and $250 million in insurance coverage.

The US cryptocurrency market sees a new model for exchange launches. AndX USA LLC has initiated its US crypto exchange for 2026, leveraging BitGo's Crypto-as-a-Service (CaaS) to operate across all 50 states. This strategy allows immediate national reach through existing regulated infrastructure.

This partnership provides OCC-regulated custody, meaning a national bank supervises the safekeeping of digital assets, backed by $250 million in insurance. Building a compliant US crypto exchange independently typically requires 18 to 36 months for international platforms entering the US market. BitGo's CaaS framework significantly shortens this timeline.

Frank Wang, BitGo’s managing director and head of fintech, stated that crypto platforms should not have to compromise between market speed and institutional-grade safeguards. The CaaS model provides this balance, offering an API-driven (Application Programming Interface, a software intermediary that allows two applications to talk to each other) foundation for compliance and security.

AndX focuses its engineering resources on the trading interface and AI-powered tools, while BitGo handles the underlying regulatory requirements and custody. This approach contrasts with the traditional method where platforms build all regulatory and technical components from scratch.

The launch signals a trend where regulated infrastructure providers enable faster market entry. The market shift favors integrated solutions, particularly as the CLARITY Act framework approaches. This legislation aims to provide clear regulatory guidance for digital assets.

Other market moves reflect this focus on regulatory infrastructure; Payward's acquisition of Bitnomal, for example, similarly centered on licensing rather than user acquisition. Platforms with OCC (Office of the Comptroller of the Currency), CFTC (Commodity Futures Trading Commission), and state-level regulatory coverage will hold a structural advantage. This model reduces the barrier to entry for international platforms, allowing them to compete in the US market more quickly. Watch for further partnerships that leverage established regulatory and technical backbones to launch and scale new financial services.